Small-Group Benefits, Made Clear
Know exactly what your health plan is costing you.
Independent, licensed help for small businesses — whether you’re starting coverage, frustrated with your current plan, or paying more than you should through a PEO. Plain English, no pressure.
Send your renewal or PEO invoice, get a plain-English breakdown of what you’re paying and what you could save — in two business days.
Start where you are
Which sounds like your business?
Three common situations — pick yours and we’ll point you to the right first step.
No coverage yet
We don’t offer benefits
You want to start offering health coverage but aren’t sure what fits a business your size — or what it really costs.
See your starter options →Unhappy with cost
We have a plan, but…
Cost, service, or network problems are piling up, and you’re not sure your renewal is as good as it should be.
Score your current plan →Overpaying a PEO
We’re inside a PEO
Your health premiums may carry a hidden 5–20% markup. A carve-out could save real money without disrupting your team.
Estimate your savings →Free tools — one email unlocks them all
Two quick tools to see where you stand
Business questions only — never any personal health information. Instant, private results.
Interactive calculator
Small-Group Savings Estimator
Answer three quick questions about your group and see roughly what you could save — in about 30 seconds.
Open the estimator →2-minute assessment
Benefits Scorecard
Get a personalized score and the one or two moves most likely to save you money — or the simplest way to start.
Take the scorecard →Why work with LHP
An advocate at renewal — not just a quote.
Independent
Not tied to one carrier or PEO. We compare the market and bring you real alternatives.
Licensed
A licensed human reviews anything touching rates or eligibility. Tools estimate; people confirm.
Plain-English
No jargon, no hype. Clear numbers and honest guidance so you can decide with confidence.
Renewal-season workshop
How to leave your PEO’s health plan — without disrupting your team
A short, practical teaching session on carving out health coverage and what to check before your next renewal.
Free download
Get the “Before You Renew” checklist
A printable checklist of exactly what to review before you sign another renewal. Enter your email just below and we’ll send it over.
Life, Health & Peace of Mind · Independent small-group benefits. The tools and figures on this page are illustrative industry-average estimates, not quotes, and are never based on any individual’s health information. A licensed advisor confirms your real numbers, free of charge.
Instant access — no waiting on an email. No spam, unsubscribe anytime. We never ask for personal health information.