Independent help for small businesses
Know what your health plan is really costing you.
Independent, licensed help for small businesses — whether you’re starting coverage, frustrated with your current plan, or paying more than you should through a PEO. Plain English, no pressure.
Where does your business stand today?
Not a business? Individual & family coverage
Start here
Three free tools to see where you stand
Business questions only — never anyone’s health information.
Scored assessment
2minutes
Benefits Scorecard
How your business buys benefits today, scored — with the one or two moves most likely to save you money, or the simplest way to start.
Take the scorecardQuick calculator
3quick questions
Savings Estimator
Three quick questions about your group, about 30 seconds, and a rough picture of what you could be saving — including if you’re inside a PEO.
Open the estimatorPrintable checklist
12questions to ask
Before You Renew
What to ask before you sign another renewal or PEO contract. Most owners can’t answer half of them — and that gap is usually where the money is.
Get the checklistWhy work with a broker
Expert help that costs you nothing extra. Insurance agents are paid by the carriers — not by you — so your rate is the same as buying direct, with a real person in your corner.
How I Can Help
Coverage for your team — and for you
Group plans for small businesses, and individual and family coverage when that’s what fits.
Individual & Family Coverage
Learn how health insurance works and how to find the right plan for you and your family.
Learn moreGroup Health Insurance
Coverage that helps small businesses hire and keep great people — sized to fit your team.
See group coverage
About My Commitment to You
You get me — start to finish.
Health decisions are personal, and often overwhelming. My commitment is simple: to sit with you, explain your options in plain language, and help you choose coverage with confidence — then stay in your corner long after the paperwork is done.
What clients say
“Phil walked us both through all the crazy decisions we had to make as a self employed company.”
“I highly recommend Phil if you need assistance signing up for health insurance and finding the best and most affordable coverage for your needs.”
Let’s talk
Send me your renewal. I’ll give you a second opinion.
Send your renewal or PEO invoice, get a plain-English breakdown of what you’re paying and what you could save — in two business days. Free, no obligation. Or just call.
- Phone 817.778.8004
- Email phil@findLHP.com
- Office 401 Adriatic Pkwy, Suite 300, McKinney, TX 75070


